African fintech's second wave: from payments to credit
The money, the models, and the mission of African fintech are all shifting at once: away from growth-at-all-costs payment apps and toward credit, infrastructure, and sustainable economics.
The money, the models, and the mission of African fintech are all shifting at once: away from growth-at-all-costs payment apps and toward credit, infrastructure, and sustainable economics.
Three ways in
MAMBO Explains + Glossary
A token is a chunk of text an AI reads and writes, and a context window is how much of that text it can hold in mind at once.
MAMBO ExplainsAn AI hallucination is when a chatbot states something false as if it were true, fluently and with total confidence.
An AI agent is software that does not just answer you, it takes actions to reach a goal you set.
Newsletter
One clear email a week: the useful launches, the jargon decoded, and what is worth your money.
Should you care?
Should you care?BloombergNEF expects passenger EV sales to hit 23.3 million in 2026, but the global transition is now moving at very different speeds.
Should you care?The global EV catalogue is expanding, but the IEA says large cars and SUVs still account for almost 70 percent of global EV sales.
Should you care?A new Apple Watch rumor says a 2027 redesign could change the band attachment system, potentially making today's straps incompatible.
Smartphones
Should you care?Nothing has confirmed the Phone (4b) for July 7, with leaks pointing to a transparent-style design, Glyph Bar, 120Hz AMOLED display, and a large battery.
ReviewThe Samsung Galaxy A37 5G gets the important things right, a bright screen, all-day battery, and years of updates, without trying anything bold.
Reviews
ReviewGemini Spark is one of the first personal AI agents built for ordinary people rather than developers.
Quick take: The Vivo V40 looks like a phone built for people who care about portraits, social photos, and a polished hand feel.
Quick take: The review angle is simple: judge the earbuds by commute life, not marketing language.
EVs & Mobility
The EU Regional Business Forum put West Africa's Abidjan to Lagos corridor in front of investors, with rail, urban mobility, trade facilitation, and logistics on the table.
BusinessBYD delivered 557,090 fully electric vehicles in Q2 2026, ahead of Tesla's 480,126, while NIO posted its best month of the year.
Region layer
BusinessKenya's Nairobi International Financial Centre has certified 15 firms in AI, fintech, digital assets, and capital markets, with projected investment of about Sh25.9 billion.
BusinessKenya has received about Sh244.5 billion from the Vodacom Safaricom transaction, with the money headed into the National Infrastructure Fund.
Wallet Watch
For a lot of people, the free tiers are already enough, but daily users may benefit from a cheap mid-tier.
Before this article goes live, every model and price needs a current shop check.
This draft needs live price checks and actual model testing before publication.
Business
BusinessThe Nairobi Securities Exchange and Airtel Kenya have new leaders, with Tom Mulwa named NSE chairman and Djibril Tobe taking over as Airtel Kenya managing director.
BusinessSouth Africa is framing its digital-economy push around six priorities: subsea cables and telecoms, AI, data centres, cybersecurity, startups, and cross-border digital transformation.
MAMBO vs Real Life
The demos always work, so we used ChatGPT, Gemini, and Claude for ordinary Nairobi tasks instead of trusting the stage.
Electric motorbikes are a practical mobility story: battery swaps, charging access, repair networks, and daily earnings all matter more than hype.
Power and connectivity tools are a reminder that useful technology is not always glamorous. Sometimes it just helps people plan.
AI
Should you care?Anthropic says Claude Fable 5 returns worldwide on July 1 after the United States lifted export controls that had forced the company to suspend its top models.
Should you care?SARS is using more automation and third-party data to pre-fill tax returns and run auto-assessments for the 2026 filing season.
In case you missed it
MAMBO ExplainsYour phone is doing two hard jobs at once when you charge and use it.
For two or three years, using powerful AI has felt almost free, but in 2026 that is changing.
Kenya has quietly been doing something most countries have not: writing down what it actually wants from artificial intelligence.